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Welcome
to DisabilityLeadsDirect.com
Welcome to DisabilityLeadsDirect.com
where we help you find the product or service that’s
right for you. At DisabilityLeadsDirect.com, we recognize
and respect the importance of your information security
and your personal privacy. With your permission,
we use information about you plus information you provide
to help find solutions that meet your needs. By using
our Web Site and submitting online information about
yourself, you are indicating that you allow us to use
your information as described below.
Your
Information Is Safe With Us.
We know that having trust and confidence
in the companies you do business with is important to
you. That’s why DisabilityLeadsDirect.com is committed
to keeping your personal information accurate, secure,
and confidential. Unless defined otherwise, “information”
in this Privacy Policy means information that specifically
identifies you.
This
Privacy Policy applies to DisabilityLeadsDirect.com
and its current and former customers and Web Site visitors.
If you wish a copy e-mailed to you, please request one
at Customer Support.
To help you understand our Privacy Policy, here are
answers to commonly asked questions:
1.
What kind of information about me do you gather?
We may gather information
about you from:
- Your
account applications, application results or other
information that you provide to us or our affiliates,
such as your name, address and other information;
- Our
affiliates that provide us with information about
you from consumer reporting agencies, unless you request
that your information not be shared;
We
may gather information on your online activity on our
Web Site or those of our affiliates to help us improve
our Web Site or to track your site navigation so that
we can understand your preferences.
2.
How do you protect my information?
To keep your personal information strictly
confidential, we protect it with physical and electronic
safeguards, and we make sure that we abide by applicable
federal security standards (for more information, please
scroll down for Our Security Statement). We regularly
review our processes and keep abreast of new technology.
In
addition, we require all outside firms and agencies
we hire to help us with any part of our business, including
servicing and data processing, and all companies with
which we enter into joint marketing agreements, to maintain
the confidentiality of your information in accordance
with this Privacy Policy and to comply with all applicable
laws.
3.
Do you sell my information?
We work with selected partners to offer
you additional products and services that we think you
may want. If you are a former customer, we maintain
the confidentiality of your information as if you were
still a customer. If you wish to not participate in
any future offers, please opt out by e-mailing us at
Customer Support
4.
What About Cookies?
Cookies
are alphanumeric identifiers that we can transfer to
your computer's hard drive through your Web browser
to enable our systems to recognize your browser and
to provide additional features. The "help"
portion of the toolbar on most browsers will tell you
how to prevent your browser from accepting new cookies,
how to have the browser notify you when you receive
a new cookie, or how to disable cookies altogether.
5.
Children
DisabilityLeadsDirect.com
does not provide products for children. If you
are under 18, you may use DisabilityLeadsDirect.com
or any of our network of websites, only with involvement
of a parent or guardian.
6.
Do you share my information with nonaffiliated companies?
We may share the types of
information described in #1 above in certain circumstances
permitted by law such as:
- We
may share your information with companies that we
hire to perform necessary account-servicing functions
at our direction to manage and maintain your account.
- We
may use certain nonaffiliated companies to perform
services on our behalf and at our direction to help
us communicate with you, or to help us provide you
with products or services in connection with your
account, or to offer you other products and services.
- We
may share your information with a company with which
we have a joint-marketing agreement to offer you a
product or service.
- We
may report your information to government regulators,
law enforcement agencies, companies like credit bureaus,
in connection with a fraud investigation, or in response
to a subpoena or legal process.
- We
may share your information in connection with a proposed
or actual sale, securitization, transfer, merger,
or exchange of all or a portion of our business.
- Please
note that you cannot instruct us not to share information
for the five purposes noted above. This information-sharing
is essential for account maintenance and servicing.
This Privacy Policy and our practices are subject
to change. As significant changes occur, we will update
this policy from time to time.
7.
Opt Out Notice
If you prefer that we not
share with our partners your information, you may "Opt
Out" -- that is, you may direct us not to make
those disclosures (except as permitted by law) – by
e-mailing us at: Customer Support
Information-sharing With Nonaffiliated Companies.
If
you prefer that we not share information about you with
nonaffiliated companies, you may “Opt Out” – by e-mailing
us at: Customer Support
If
you choose any of these options, you may not hear about
future product or service offerings that may be of interest
to you.
8.
Online Security Statement
If you are ordering from us over the
Internet, we ensure the security of your credit card
information by:
- Using
Secure Sockets Layer (SSL) encryption technology to
transmit confidential information between your browser
and the credit card (cart), Web servers.
- Keeping
our databases and our Web servers operating separately,
and protected by an electronic and physical firewall.
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